A unique insurance offering for retailers. Harnessing the industry experience of ARA and risk management expertise from leading insurance broker, Marsh*

From an insurance and people risk perspective, the last 12 months has highlighted the need to ensure your risk management strategies, when tested, will respond. We recognise the importance of insurance as a business enabler for retail and a key ARA member service. We have created ARA Insurance to address this need, teaming up with the world’s leading insurance broker, Marsh, to deliver a suite of insurance and risk management offerings specifically tailored to retail.

The ARA Insurance program provides market-leading risk and insurance solutions tailored for ARA members across all retail industry segments. From major national, to multi-store owners or even sole traders, the ARA Insurance program caters to all retail companies, extending to:

  • State based retailers
  • Department stores
  • Franchises
  • Retail Groups
  • Independent and online operators

Contact the ARA Insurance team at Marsh on arainsurance@marsh.com or  1300 133 988 to speak to them about developing an insurance and risk management program that aligns with your business risk requirements and appetite.


Our team aim to deliver risk solutions that are designed to meet the unique and evolving needs of ARA members and the Australian retail industry.

When arranging insurance solutions for ARA members, the ARA Insurance team at Marsh work with selected insurance providers who cater to the specific risk exposures of the sector. We understand the importance of creating the ideal balance between providing insurance expertise and a seamless ‘hassle–free’ purchase or renewal.

Collectively, the team have over 100 years’ experience in account management and expertise across all classes of insurance.

Insurance Solution

We offer competitively priced insurance solutions to support of a variety of risk needs including:

  • Property including business interruption
  • Public & Products Liability
  • Motor Vehicle
  • Trade Credit
  • Directors & Officers Liability
  • Professional Indemnity
  • Cyber
  • Crime
  • Travel and Personal Accident

Risk Management

We offer risk management solutions including:

  • Educational Workshops
  • Risk Identification & Profiling
  • Insurable Risk Gap Analysis
  • Asset Valuations
  • Risk Policy and Procedure Development
  • BI Declared Values Review
  • Property Risk Evaluations Surveys

People Risk Services

We offer people risk services including:

Workforce Strategies

  • Compliance and Auditing
  • Work Health and Safety
  • Employee Accident


  • Travel and Personal Accident
  • Organisational reviews
  • Employee Accident and Health

Employee Value Proposition

  • Occupational
  • Group Salary Continuance
  • Employee Benefits
  • Life Insurance and Private Health

Risk Strategy Services

We offer risk strategy services including:

  • International licensing partners
  • Law suits and litigation
  • Cyber vulnerability
  • Balance sheet considerations
  • Growth through Mergers & Acquisitions
  • Reputational risk


For further information or to arrange an initial consultation with one of our experienced insurance brokers, complete the contact form below.

Alternatively, you can contact the ARA Insurance team at Marsh on 1300 133 988  to discuss further.

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